Terms of Service

Last Updated: 20/05/2026

1. Introduction

These Terms of Service (“Terms”) govern your access to and use of the website operated by Versatile Group (“Versatile Group,” “we,” “us,” or “our”), including any content, functionality, and services offered on or through this website (the “Site”). The Site is operated from Ontario, Canada.

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must discontinue use of the Site.

2. Eligibility

You must be at least the age of majority in your province or territory of residence to use this Site. By using the Site, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

3. No Investment Advice or Offer

The content provided on this Site is for general informational purposes only and reflects the activities of Versatile Group as a vertically integrated real estate investment platform. Nothing on this Site constitutes, or is intended to constitute:

• An offer to sell or a solicitation of an offer to buy any security, investment, or interest in any property, fund, or entity;
• Investment, financial, legal, tax, or accounting advice; or
• A recommendation to enter into any transaction.

Any references to assets under management, projects delivered, units under management, cost savings, performance metrics, or track record are provided for illustrative purposes only. Past performance is not indicative of future results, and no representation is made that any investment will or is likely to achieve comparable outcomes. You should consult your own professional advisors before making any decision relating to real estate or investments.

4. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any manner that could disable, overburden, damage, or impair it, or interfere with any other party’s use of the Site;
• Attempt to gain unauthorized access to any portion of the Site, its servers, or any connected systems or networks;
• Use any automated means, including robots, scrapers, or data-mining tools, to access or extract data from the Site without our prior written consent;
• Introduce any viruses, malware, or other malicious or technologically harmful material; or
• Use the Site to transmit any unlawful, harassing, defamatory, or otherwise objectionable content.

5. Intellectual Property Rights

The Site and all of its contents, including but not limited to text, graphics, logos, images, videos, page layouts, and design, are the property of Versatile Group or its licensors and are protected by applicable Canadian and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal, non-commercial purposes. You may not reproduce, distribute, modify, publicly display, or create derivative works from any content on the Site without our prior written permission.

The “Versatile Group” name, logo, and related marks are trademarks of Versatile Group. Use of these marks without our express written consent is strictly prohibited.

6. Information Submitted Through the Site

When you submit information through our contact or inquiry forms, you agree to provide accurate, current, and complete information. Information you submit is handled in accordance with our Privacy Policy.

You acknowledge that any inquiry submitted through the Site does not create any contractual, fiduciary, advisory, or other relationship between you and Versatile Group unless and until expressly agreed in a separate written agreement.

7. Third-Party Links and Content

The Site may contain links to third-party websites, platforms, or resources, including social media channels. These links are provided for your convenience only. We do not control, endorse, or assume responsibility for the content, privacy practices, or availability of any third-party sites. Accessing third-party websites is at your own risk, and we encourage you to review the terms and privacy policies of any third-party site you visit.

8. Disclaimer of Warranties

The Site is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. To the fullest extent permitted by applicable law, Versatile Group disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components, or that any information on the Site is accurate, complete, reliable, or current.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Versatile Group, its directors, officers, employees, affiliates, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or goodwill, arising out of or relating to your access to or use of, or inability to access or use, the Site, whether based on warranty, contract, tort, or any other legal theory, even if we have been advised of the possibility of such damages.

In jurisdictions that do not allow the exclusion or limitation of certain damages, our liability shall be limited to the maximum extent permitted by law.

10. Indemnification

You agree to indemnify, defend, and hold harmless Versatile Group and its directors, officers, employees, affiliates, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Site or your violation of these Terms.

11. Privacy

Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and safeguard your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable privacy laws in Ontario and Canada. Please review the Privacy Policy carefully.

12. Changes to the Site and Terms

We reserve the right, at our sole discretion, to modify, suspend, or discontinue any aspect of the Site at any time without notice. We may also revise these Terms from time to time. Any changes will be posted on this page with an updated revision date, and your continued use of the Site following the posting of changes constitutes your acceptance of those changes.

13. Governing Law and Jurisdiction

These Terms and any dispute arising out of or relating to them or the Site shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. You agree that the courts located in Ontario shall have exclusive jurisdiction over any such dispute.

14. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Versatile Group regarding your use of the Site and supersede any prior agreements or understandings.

16. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: leadership@versatilehub.ca

Phone: +1 (437) 727-9119

Website: www.versatilehub.ca

Address: 2nd Floor, 128 Edward St, Toronto, Ontario, M5G 0A5